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JUNIOR NEWS

 

SPRING 2014

DID YOU KNOW? .....

If you stand at the equator on the first day of spring, you will see the sun pass directly over head. This is only true two times a year; the first day of spring and the first day of autumn.

Spring Holidays

March 17th: St. Patrick’s Day

April 18th: Good Friday

April 20th: Easter Sunday

May 11th: Mother’s Day

May 26th: Memorial Day

Other Days of Recognition

March 20th: Spring Begins

April 22nd: Earth Day

May 5th: Cinco de Mayo

Spring Birthstones & Flowers

March: Aquamarine & Daffodil

April: Diamond & Sweet Pea

May: Emerald & Lily of the Valley

Celebrity Birthdays

March 1st: Justin Bieber

March 10th: Carrie Underwood

April 15th: Emma Watson

April 24th: Kelly Clarkson

May 13th: Robert Pattinson

May 14th: Miranda Cosgrove

NEW MEMBERS WELCOME

If you are looking for additional ways to earn cash, recommend the credit union to your family and friends. For everyone who becomes a member and mentions your name, we will give you a $10 bonus deposit.  They get the $10 bonus too. When coming in to open an account, they need an initial deposit of $10 to become a member. Remember, anyone living or working in Macomb, Oakland or Wayne Counties can join our credit union. 

VERY IMPORTANT KID CLUB 

Designed for children up to 18 years old 

 

HIGHLIGHTS:

Open the account with a minimum deposit of $10

Children are required to maintain a balance of $10 at all times.  We do not charge an inactive fee on VIK accounts unless the account has been inactive for a period of 2 years.

Semi-annual coloring promotion to encourage regular deposits

Each child making a deposit of $10 or more when returning a completed picture gets an instant prize plus an automatic entry into a drawing for a variety of prizes.  If the child does not make a deposit and returns the completed picture, they are still entered into the drawing to win a prize.

 

REPORT CARD CREDIT

When a copy of the report card is presented and a $20 deposit is made, we will credit the account with a bonus deposit based on their grades.  Maximum bonus:  $5.50 per marking.  This follows the child through college (age 24) as long as they are a full time student.

 

$1 BONUS FOR PERFECT ATTENDANCE

Bonus deposit will be determined by adding all the grade point values and dividing by the number of grades.  When the average is less than $2, no bonus will be given.    

 

A+   =  $4.50

A     =    4.00

A-    =    3.75                                            THE LOCAL CREDIT UNION

B+   =    3.50                                                                39139 MOUND RD

B      =   3.00                                                        STERLING HTS. MI.  48310

B-    =    2.75                                                                           

C+   =    2.50

C     =    2.00

C-    =    1.75

 

ONCE THE CHILD BECOMES 16, THEY ARE ELIGIBLE TO CONVERT TO THE YOUNG ADULT PROGRAM

 
Young Adult Program
Designed for 16-24 year olds. A checking account ideal for the college students away from home. Use the debit card to pay for expenses rather than cash or costly credit cards. No Monthly Service Fee. $10 minimum balance required.

 

 

 

  The Local Credit Union. 

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