SPECIAL NO FEE
12 YEAR MORTGAGE
AS LOW AS 3.5% APR*
80% of appraised
value
Refinanced Mortgages
Only
(Additional Cash Out
Allowed if within 80% of appraised value)
Principal Residence
Only
Loans from $35,000 to $200,000
Please
contact our loan specialists at ext. 3
*Annual
percentage rate
AUTO LOANS as low as 2.99%APR*
REFINANCE
YOUR AUTO LOAN - NO PAYMENTS FOR 3 MONTHS & SPECIAL LOW RATE
We have lowered our rates for a limited time. PURCHASE
A NEW or USED CAR (2005 - 2012 model years) and your rate could be as low as 2.99%
APR* for up to 72
months.
*APR = Annual Percentage Rate. Rates are based on credit history and
subject to change without notice. Offer not valid on existing loans with
SVDCU.
IF YOU FIND A LOWER RATE, LET US KNOW. WE MAY BE ABLE TO MATCH IT.
*Other conditions may apply. Please see a loan officer at the
Credit Union for full details.
 Apply Now
|
Sterling Van Dyke Credit Union |
|
Loan Interest Rates |
|
As of 2/1/12 |
|
Consumer Secured |
|
|
|
|
|
|
|
|
|
Annual Percentage Rate (APR) |
|
Product |
Term |
|
|
|
|
rates as low as, listed below* |
|
New Auto 2009 - 2012 |
Up to 36 Months |
2.99% |
|
Used Auto 2005 - 2008 |
48 Months |
2.99% |
|
|
60 Months |
2.99% |
|
|
72 Months |
2.99% |
|
|
|
|
|
|
Up to 36 Months |
5.69% |
|
Boat (new or used) |
48 Months |
5.99% |
|
Motorcycle (new or used) |
60 Months |
5.99% |
|
Atv's, Snowmobiles, |
72 Months |
6.99% |
|
Jet skis |
|
|
|
Travel Trailers |
up to120 Months |
6.99% |
|
Motor Homes |
|
|
|
|
|
|
|
Secured Other |
Up to 120 Months |
6.99% |
|
Titled/Non-Titled |
|
|
|
|
|
|
|
Share Secured |
Up to 30 years |
|
|
Under 1,000 |
|
6.25% |
|
1,000 - 9,999 |
|
4.25% |
|
Over 10,000 |
|
3.75% |
|
|
|
|
|
CD Secured |
Up to 30 years |
CD + 3% |
|
|
|
|
|
Secured VISA |
Revolving |
9.90% |
|
|
|
|
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|
|
|
|
|
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|
Consumer Unsecured |
|
|
|
|
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|
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|
|
|
|
Product |
Term |
APR |
|
Signature (LOC) |
|
16.50% |
|
Signature Secured |
Up to 48 Months |
10.50% |
|
VISA |
Revolving |
12.90% |
|
|
|
|
|
|
|
|
|
Consumer Real Estate |
|
As of 1/24/11 |
|
|
|
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|
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|
|
|
Product |
Term |
APR |
|
10 Year Fixed |
10 years (120 months) |
3.125% |
|
|
|
|
|
15 Year Fixed |
15 Years (180 months) |
3.375% |
|
|
|
|
|
30 Year Fixed |
30 Years (360 months) |
4.125% |
|
|
|
|
|
HELOC (up to 80% LTV) |
|
|
|
5,000 - 24,999 |
10 years (120 months) |
4.00% |
|
|
|
|
|
Over $25,000 |
10 years (120 months) |
4.00% |
|
|
|
|
|
HELOC (up to 85% LTV) |
|
|
|
5,000 - 24,999 |
10 years (120 months) |
4.75% |
|
|
|
|
|
Over $25,000 |
10 years (120 months) |
4.25% |
|
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|
|
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Estimate Your Loan
Payment
 Disclaimer:
Inconsistency may occur with the use of the calculator and the outcomes are not
credit guarantees.
- First mortgage -
For refinancing or purchasing, the total loan can be no more than the lesser of
80% of the unencumbered appraised value or purchase price.
- Annual Percentage Rates as of Jan..24, 2012, may be as low as: 10 year -
3.125%; 15 year - 3.375%; 30 year - 4.125%
- Home equity can finance up to 85% of appraised value minus first mortgage.
- Pre-approvals available.
- Call the credit union for current rates or to apply (586) 264-1212 ext
3
Lending Criteria Disclosure
Apply Now
Return to SVDCU Services
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