Sterling-Van Dyke Credit Union

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SVDCU Services
LOAN SERVICES

SPECIAL  NO FEE 12 YEAR MORTGAGE

AS LOW AS 3.5% APR*

80% of appraised value

Refinanced Mortgages Only

(Additional Cash Out Allowed if within 80% of appraised value)

Principal Residence Only

Loans from $35,000 to $200,000

Please contact our loan specialists at ext. 3

*Annual percentage rate

AUTO LOANS as low as 2.99%APR*

APPLY NOW

REFINANCE YOUR AUTO LOAN - NO PAYMENTS FOR 3 MONTHS & SPECIAL LOW RATE

We have lowered our rates for a limited time.  PURCHASE A NEW or USED CAR (2005 - 2012 model years) and your rate could be as low as 2.99% APR* for up to 72 months. 

*APR = Annual Percentage Rate.  Rates are based on credit history and subject to change without notice.  Offer not valid on existing loans with SVDCU.

IF YOU FIND A LOWER RATE, LET US KNOW. WE MAY BE ABLE TO MATCH IT.

*Other conditions may apply.  Please see a loan officer at the Credit Union for full details.

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Sterling Van Dyke Credit Union
Loan Interest Rates
As of 2/1/12
Consumer Secured    
   
    Annual Percentage Rate (APR)
Product Term  
    rates as low as, listed below*
New Auto 2009 - 2012 Up to 36 Months

2.99%

Used Auto 2005 - 2008 48 Months 2.99%
  60 Months 2.99%
  72 Months 2.99%
     
  Up to 36 Months 5.69%
Boat (new or used) 48 Months 5.99%
Motorcycle (new or used) 60 Months 5.99%
Atv's, Snowmobiles, 72 Months 6.99%
Jet skis    
Travel Trailers up to120 Months 6.99%
Motor Homes    
     
Secured Other Up to 120 Months 6.99%
Titled/Non-Titled    
     
Share Secured Up to 30 years  
   Under 1,000   6.25%
   1,000 - 9,999   4.25%
   Over 10,000   3.75%
     
CD Secured Up to 30 years CD + 3%
     
Secured VISA Revolving 9.90%
     
     
   
Consumer Unsecured    
   
     
Product Term APR
Signature (LOC)   16.50%
Signature Secured Up to 48 Months 10.50%
VISA Revolving 12.90%
     
   
Consumer Real Estate   As of 1/24/11
   
     
Product Term APR
10 Year Fixed 10 years (120 months) 3.125%
     
15 Year Fixed 15 Years (180 months)  3.375%
     
30 Year Fixed 30 Years (360 months) 4.125%
     
HELOC (up to 80% LTV)    
   5,000 - 24,999 10 years (120 months) 4.00%
     
   Over $25,000 10 years (120 months) 4.00%
     
HELOC (up to 85% LTV)    
   5,000 - 24,999 10 years (120 months) 4.75%
     
   Over $25,000 10 years (120 months) 4.25%
     

 
Estimate Your Loan Payment Disclaimer: Inconsistency may occur with the use of the calculator and the outcomes are not credit guarantees.

REAL ESTATE LOANS: FIRST MORTGAGE AND HOME EQUITY

  • First mortgage - For refinancing or purchasing, the total loan can be no more than the lesser of 80% of the unencumbered appraised value or purchase price.
  • Annual Percentage Rates as of Jan..24, 2012, may be as low as: 10 year - 3.125%; 15 year - 3.375%; 30 year - 4.125%
  • Home equity can finance up to 85% of appraised value minus first mortgage.
  • Pre-approvals available.
  • Call the credit union for current rates or to apply (586) 264-1212 ext 3

Lending Criteria Disclosure                                  

  






 


 


 


 

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