FINANCE YOUR NEXT AUTO LOAN AT YOUR CREDIT UNION AND TAKE ADVANTAGE OF REBATES TOO!

If you find a rate lower than we are offering, please let us know. We may be able to match it.
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REAL ESTATE LOANS: FIRST MORTGAGE AND HOME EQUITY

• First mortgage can finance up to 80% of appraised value.
• Home equity can finance up to 85% of appraised value minus first mortgage.
• Pre-approvals available.
• Call the credit union for current rates or to apply (586) 264-1212 ext 3
  

For Other Mortgage Options, including land loans, click on the link below.  Talk to one of our mortgage representatives to find out which option would be most beneficial for you prior to contacting Member First Mortgage.

                 

Lending Criteria Disclosure                                  

LOW RATE FINANCING IS HERE!!!! (Could be as low as 5.99%)

PURCHASE A NEW OR USED CAR during the month of November, and finance at an annual percentage rate as low as 5.99%*.  Apply for or close an Auto Loan on Wacky Wednesdays, annual percentage rate as low as 5.74%!

Is your current vehicle financed at another financial institution?  Give us a call.  We may be able to lower your monthly payment by refinancing that automobile with us.

*Rates shown are the best available and are based on credit score.  Please see a loan officer at the Credit Union for full details.

• Pre-Approvals Available.
• Down payment may be required depending on credit and value of auto.
• Term of NEW or USED AUTO loans may be longer to accommodate member's ability to repay.

**IF YOU FIND A LOWER RATE, LET US KNOW. WE MAY BE ABLE TO MATCH IT.

VEHICLE LOANS
Recreation vehicles, Motorcycles, Boats, Motor homes, pop-up trailers, ATV's, snowmobiles

• Rates are negotiable.
• Call the credit union for current rates (586) 264-1212.

VISA CREDIT CARDS

• Annual Percentage Rate of 12.9%.
• Annual Percentage Rate of 9.9% if secured by your shares or certificates.

LINE OF CREDIT

• Annual Percentage Rate of 16.5%.
• Payment of 3% of the current balance ($15 minimum per month).
• $20,000 maximum.

SHARE LOANS
You can borrow against any of your savings accounts with the exception of the Flexible Money Fund account. Funds would have to be transferred to a different share type or put into a Term Share account (certificate).

• Under $1000.00 - 6.50%
• $1,000.00 - $9,999.99 - 4.50%
• $10,000.00 and up - 4.00%

TERM SHARE LOANS (CERTIFICATE LOANS)

• 3% above what the certificate is earning.
• If more than one certificate is being used to secure loan, an average rate will be used plus the 3%.
• up to 30 year loan term
  

SPECIAL OF THE MONTH

• Borrow up to $2500.00 for 12 months at an Annual Percentage Rate of 12%.

To complete your application now, go to the bottom of this page and click on "Apply Now". Then choose individual or joint application. You will need to provide proof of income (copy of your most recent paystub) by fax (586) 264-9447, in person at our office, or via email @ info@svdcu.org

Apply Now

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