The Credit Union IS NOW SERVICING ANY PERSONS WHO WORK OR LIVE IN MACOMB COUNTY, MICHIGAN. Persons over the age of 55 receiving a pension or social security and
living in the county or bordering counties to where our main office is
located. Also, members and immediate families* of the above.
*"Immediate Family" means relatives of the member by blood, marriage or
adoption, whether living in the same household or not. Also,
other individuals living in the same household.
Any legal entity that is comprised for the most part of
the same general group as the membership of the credit union as
outlined above, is also eligible for membership.
Membership in the Credit Union is a lifetime membership provided that you keep your membership in
good standing. The credit union's bylaws provide that "once a member, always a member"—so that even
if you retire, change jobs (outside of the field of membership) or move to a new location, you may
remain a member of the credit union. Only members in good standing may receive the benefits and
services of the credit union.
A membership signature card must be completed and an initial deposit
of $10.00 is needed to become a member of the credit union.
Identity Disclosure - Customer Identification Program
To help
the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain,
verify, and record information that identifies each person who opens an
account.
What this means for you: When you request to open an account,
we will ask for your full name including middle name, your physical
address, date of birth, social security number or tax identification
number, or other information that will allow us to identify you. We
will require a photo identification issued by a government agency,
which would typically be your driver’s license, or State issued
identification card.
SVDCU will also obtain a credit report prior to opening an
account for you. Based on your credit rating, SVDCU may not offer you
all of our services and products or may deny your account request. If
you do not wish for SVDCU to obtain a credit rating, we will not be
able to open an account for you. |
