- Annual Percentage Rate of 12.9%.
- Annual Percentage Rate could be as low as 9.9% if secured by shares or certificates.
- Annual Percentage Rate 14.9% for cash advances 12.9% for balance transfers
- cash advance fee - 3% for each advance - minimum fee $5
- No annual fee.
- Monthly payment can be automatically deducted from your SVDCU checking account.
Please contact the credit union at (586) 264-1212 for a Visa application or
email a request to have one mailed to you. When submitting the application,
please include a copy of your most recent pay stub whether you bring it in to
the office or mail it back. We also can accept the most recent pay stub via fax
@ 586-264-9447.  Current VISA cardholders
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