The Local Credit Union

 Our Priority, Member Service

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The Local Credit Union - Services

The Local Credit Union offers a wide variety of services to meet all of your financial needs.
Routing & Transit # 272485194

Loan Programs and Rates
Estimate Loan Payment Disclaimer: Inconsistency may occur with the use of the calculator and the outcomes are not credit guarantees.

The Local Credit Union VISAź

Shares, Certificates, IRAs and Rates

Savings Calculators   Disclaimer: Inconsistency may occur with the use of the calculator and the outcomes are not credit guarantees.

Insurance & Additional Investment Services Offered through FSA  Note: These Investments are not federally insured by the NCUA

Checking Account
X-Tra Val U Club
A CHECKING ACCOUNT Plus a whole lot more: X-TRA VALUES, X-TRA FEATURES, X-TRA BENEFITS.

Easy Access to Your Funds

  • Mobile Banking - Mobile Web & Text Messaging
  • Telephone Access System
    (586) 264-1212 Then Press 1
    Check balances, transfer funds from one share type to another in the same account number, transfer loan payments in the same account number, apply for a loan.
  • ATM Cards
    Networks available to you--CO-OP, NYCE, PLUS (1-800-THE-PLUS for the nearest PLUS ATM location), MAC, MEMBER ACCESS, STAR
  • Master Money Debit Cards
    Use your Debit Card to pay for your purchases at merchants displaying the Master Card logo or the Maestro logo. In order to take advantage of this, you must have a checking account.  MasterCard SecureCode puts you in control when shopping online.  Register now by clicking on the link below.
  MasterCard Secure Code 

"V.I.K." Club (Very Important Kids)
For the persons in your household age 0 - 16 years of age. Teach the children to start saving at an early age. Periodic promotions and incentives offered. Report Card Credit - Bonus deposit based on school grades when report card is presented and a minimum deposit of $20.00 is made to the account.

Young Adult Program
Designed for 16-24 year olds. A checking account ideal for the college students away from home. Use the debit card to pay for expenses rather than cash or costly credit cards. No Monthly Service Fee. $10 minimum balance required.


Credit Union Family Service Centers

Local Offices
Use the link above to get more information on local Credit Union Family Service Centers.


National Offices
Use the link to find national Shared Branch locations.


Other Products
Certified and Cashiers Checks, Money Orders

Electronic Fund Transfers
Our Routing & Transit # is 272485194

Credits
Direct Deposit from employers; various governmental benefits such as Social Security pension, disability and survivorship payments, SSI payments, Military retirement, VA payments, Military allotments; and deposits from any third party through the facilities of the Payments Authority (ACH) - Automated Clearing House Association
Debits
Payments for goods and services from merchants displaying the Master Card or MAESTRO symbol at POS terminals; automatic deductions from your account of premiums for Group Life Insurance and Disability Insurance coverage available to our members; mortgage payments, insurance premiums and utility bills as well as other types of payments to third parties, through the facilities of the Automated Clearing House (ACH).
Twenty-five billers have automated sign up for direct payment (check the link below).Direct Payment

             

Payroll Deduction
PAY YOURSELF FIRST! Set aside the same amount each pay period. Save for something special (a new home, special vacation, a new car, etc.) or to pay bills. Ask your employer if they offer this as an employee benefit. (We currently have forms at the credit union office for employees who work at the Ford plants.)

Disclosures & Policies
 © The Local Credit Union.